How It Works

Simple Explanation

When you join, your monthly £12 is pooled with thousands of others.
Together, this creates a powerful community fund that’s split fairly between:

  • Housing: buying and renting homes at Local Housing Allowance (LHA) rates

  • Prizes: fun, skill-based competitions for members only

  • Community Support: helping local food banks and homelessness projects

  • Operations: keeping the Club running securely and legally

Everything is 100% transparent — no hidden cuts, no shareholders, no profit-taking.

The Process

Step-by-step journey

Step What Happens

1. You pledge Right now, you simply reserve your spot — no payment is taken until we launch (planned April 2026).

2. Membership opens When launch day comes, you’ll set up your payment securely online.

3. Funds start working Your membership is pooled immediately to buy houses, run competitions, and support local causes.

4. Results are shared We publish updates so you can see exactly what’s been achieved with your contribution.

Why It Works

Why our model is different

Traditional housing solutions rely on government funding, banks, or private landlords.
We do things differently:

  • Member-driven: decisions made for the community, by the community

  • Affordable rents: capped at Local Housing Allowance rates

  • Pathways to ownership: tenants can buy after 3–5 years if they choose

  • Skill-based prizes: no gambling licence needed, fun, fair competitions for members only

  • Community support: food banks and shelters benefit as we grow

Your membership doesn’t just pay for services

— it builds homes, creates hope, and gives everyone a fair chance.