Where Your £12 Goes Each Month

Clear, fair, transparent

Every membership payment is split in a simple, honest way.
No hidden cuts. No shareholders. No surprises.
Just real money going directly to housing, prizes, community support, and running costs.

We include VAT in the £12 fee, so you’ll never see extra charges.
That way, 100% of your membership is put to work exactly as promised.

 

Breakdown of £12

 

Amount & Purpose

£7.22   Housing Stock – Buying homes to rent fairly at Local Housing Allowance (LHA) rates

£2.00   VAT – Value Added Tax, included so there are no extra costs for you

£1.50    Prize Fund – Skill-based competitions for members only

£0.20   House & Mortgage Prizes – For the occasional big prize like paying off a mortgage or giving away a home

£0.08   Homeless Support – Donations to food banks and homelessness charities

£1.00    Operations – Staff, compliance, systems, and running costs

Total: £12.00

Why It Works

Pooling thousands of memberships means we can do more together than any of us could do alone.

Examples of what this creates:

  • Housing stock: every £200,000 raised buys another home to rent out at fair LHA rates.

  • Prize fund: everyday wins like appliances or fuel cards, plus bigger seasonal prizes.

  • Homeless support: direct funding to local charities where our members live.

  • Operations: keeping the Club safe, legal, and compliant.

Transparency Commitment

Each month, we’ll publish reports so you can see exactly:

  • Which houses were purchased

  • Which prizes were awarded

  • Which community projects were supported

  • What operational costs were covered

This isn’t charity with mystery admin fees.
This is a members’ movement, and the books are always open.

Your membership isn’t just a fee — it’s fuel for real change.
Clear in, clear out, every single month.